FAQ
​Explore our most frequently asked questions below.
What does a finance broker do?
A finance broker helps you find and secure the right loan by comparing options across multiple lenders. Instead of dealing with the banks directly, we do the legwork for you, ensuring you get a competitive rate and a loan structure that suits your goals.
Why should I choose UHY Finance Southwest?
We combine the strength of the UHY accounting network with specialist finance expertise. This means we understand not only your lending needs but also the bigger picture of your financial position. Our team provides tailored, professional advice with a personal touch.
Do I have to pay for your services?
In most cases, our services are free to clients — we’re paid by the lender once your loan is settled. If any fees do apply, we’ll be upfront from the start so there are no surprises.
Can you only help with home loans?
Not at all. While residential loans are a big part of what we do, we also specialise in commercial lending, asset finance, refinancing, and debt consolidation. We’re here to support both individuals and businesses.
Will applying through a broker affect my credit score?
We handle the process carefully. Exploring options with us won’t impact your credit score — only when you proceed with a formal loan application will enquiries appear on your file. We help manage this to protect your credit health.
How long does the loan process usually take?
Timeframes depend on the lender and the type of loan, but most approvals take 1–2 weeks once we have all your documents. We’ll guide you through each step and keep you updated along the way.
Can you help if I’m self-employed or have complex income?
Yes. We specialise in structuring finance for self-employed clients, business owners, and those with multiple income streams. We’ll find lenders who understand and support your circumstances.
Do you only work with local clients?
No, we can assist clients anywhere in Australia. While we’re based in the Southwest, we work with a wide network of lenders and clients nationwide.
Key Features
At UHY Finance Southwest, we are dedicated to offering transparent, expert financial advice and personalised solutions to meet your financing needs. Our commitment to integrity and client satisfaction sets us apart in the industry.
Personalised Solutions
We provide customised financial solutions tailored to your specific requirements, ensuring a seamless and personalised experience throughout your financing journey.
Market Insights
Our team of professionals possesses in-depth knowledge of the financial market, enabling us to provide valuable insights and guidance to our clients.
Client-Centric Approach
Client satisfaction is our top priority. We strive to exceed expectations and build long-term relationships with our clients by delivering exceptional service and support.